Don’t have 20% up front? No problem. Lotly offers insured mortgages and down payment assistance programs that reduce your up front cost.
With Lotly, you get access to unique mortgage products that maximize your purchasing power and allow you to buy the home of your dreams.
Low rates means low monthly payments. Lotly works with 35+ lenders across Canada to negotiate the lowest possible rate for you.
Buying a home can be stressful. Our dedicated mortgage agents are fiduciaries. This means we work in your best interest, and we’re here when you need us.
Call: 647 254 0780
Hours: 8am - 6pm
There is a lot going on and all the mortgage jargon is not helping. We will walk you through the process and help you make the right decision.
Get your rate online and then continue using our digital platform or connect with a mortgage agent. You can get as much or as little help as you need.
Credit problems shouldn’t keep you from home ownership. We can get you a mortgage and recommend credit building programs.
Reduced your taxable income? We can help by qualifying you based on gross income.
Do you make money on the side? We can include these earnings so you qualify for more.
From using rent as a income stream to renovation financing, we have your investment property needs covered.