Home & money tips for everyone.

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Money & taxes

Aug 2024

Learn what counts as employment income, with examples, tips for correct reporting, and potential tax benefits in our line 10100 tax return guide for Canadians.

Money & taxes

Jul 2024

Discover effective strategies to boost your credit score – Here are 5 tips on how to improve your credit score in a short period of time.

Loans

Jul 2024

Explore your options for truck loans in Canada and learn how to secure financing when you have challenging credit history.

Homeowner tips

Sep 2023

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

Homeowner tips

Jul 2023

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

Home financing

May 2023

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

Home financing

May 2023

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

Homeowner tips

Apr 2023

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

Homeowner tips

Feb 2023

Learn how the BRRRR method—buy, renovate, rent, refinance, repeat—allows real estate investors to grow wealth, fund new properties, and expand portfolios.

BRRRR Method
Homeowner tips

Jan 2023

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

Home financing

Jan 2023

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!

Homeowner tips

Dec 2022

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?

Home financing

Nov 2022

Refinancing can save you thousands in monthly payments or help you tap into home equity. Here's everything you need to know.

Mortgage Refinancing
Homeowner tips

Nov 2022

Let's get you prepared for your homeowner journey by looking at the common expenses you might face.

Home financing

Oct 2022

How much a bank will lend you for a home purchase & more.