Everything you need to know about home financing.

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October 2024

Car title loans eligibility,costs & risks explained

Learn about car title loans, their requirements, costs, risks, and alternatives. Discover tips for comparing offers and understand legal protections for borrowers.

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October 2024

How to start a business in Ontario in 6 steps - full guide

Learn how to start a business in Ontario with essential steps, market research tips, funding resources, and insights on business registration and compliance.

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September 2024

The only guide on debt consolidation loans you'll need

Discover the best debt consolidation loan options, compare interest rates, and learn tips for choosing the right loan to save money.

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September 2024

How to get bad credit car loans in Canada – process and rates

Discover essential tips, lender comparisons, and requirements for bad credit car loans. Improve your chances of approval and find the best options today!

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September 2024

5 Loans for self-employed workers & how to qualify

Discover the best loans for self-employed individuals, including requirements, how to apply, and tips to improve your chances of approval.

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August 2024

Home renovation loan: Options, rates & requirements

Explore home renovation loan options, compare interest rates, and uncover eligibility criteria. Find the right loan for your project with expert tips and lender recommendations.

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August 2024

A full guide to car repair loans: Rates, tips & requirements

Explore car repair loans, compare top options, uncover personal loan benefits, and find the best financing for your repairs. Get tips, alternatives, and more in our guide.

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August 2024

Learn about no credit check loans: Rates & repayment tips

Explore this roadmap to no credit check loans and discover how to apply, compare rates, check eligibility, and choose the best lender to suit your needs.

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August 2024

What is Canada PRO Deposit? Application, amount & dates for 2024

Explore: what is Canada PRO? And uncover eligibility, tax-free benefits, payment schedules, and application tips. Find out how you can benefit from related provincial programs.

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August 2024

HELOC (Home Equity Line of Credit): Full guide, tips + costs

Discover the ultimate guide to the HELOC: Compare it to home equity loans, learn qualification tips, borrowing limits, and find where to get the best rates.

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August 2024

What is Line 10100 on tax return? guide, tips & crucial details

Learn what counts as employment income, with examples, tips for correct reporting, and potential tax benefits in our line 10100 tax return guide for Canadians.

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August 2024

Emergency loans in Canada: A borrower's guide, tips & safety

Emergency loans Canada: Our expert guide teaches you qualification rules, safety tips, how to spot predatory loans, turnaround times, loan amounts, and more.

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August 2024

CPP payment dates 2024 – eligibility, tips & amounts

Learn CPP payment dates 2024 and eligibility criteria. Discover how to maximize payments, get tips on receiving your benefits, and ensure you’re eligible.

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July 2024

Everything you need to know about truck loans in Canada

Explore your options for truck loans in Canada and learn how to secure financing when you have challenging credit history.

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July 2024

5 essential tips for improving your credit score

Discover effective strategies to boost your credit score – Here are 5 tips on how to improve your credit score in a short period of time.

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June 2024

OTB Notice: What it is & what to do next (Full guide)

Learn what an OTB (Ontario Trillium Benefit) notice is and how to handle it with our complete guide. Discover tips and strategies to manage an OTB notice effectively.

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June 2024

Canada Grocery Rebate (2024): Eligibility, Amounts & Dates

What is the Canada grocery rebate 2024? Find out how and when to receive your payments and maximize your benefits.

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June 2024

GST payment dates (2024): Full schedule, amounts & eligibility

Our complete guide uncovers the GST payment dates 2024, rebate amounts, how to receive your payments, and eligibility criteria.

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September 2023

6 Hot Canadian real estate markets to buy into

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

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July 2023

5 Considerations before becoming a landlord

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

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May 2023

The RRSP Home Buyers' Plan & You

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

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May 2023

What is the First Home Savings Account (FHSA) in Canada?

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

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April 2023

Everything you need to know about condo maintenance fees

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

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February 2023

What is the BRRRR method?

Looking for your next real estate investment? Here's everything you need to know about the BRRRR method: How it works, what you should consider, and alternatives with Lotly.

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January 2023

5 Signs it's time to sell your property

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

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January 2023

5 Reasons your mortgage application for an investment property was denied

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!

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December 2022

What do high interest rates mean for real estate investors?

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?

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November 2022

Mortgage refinancing 101: What it is & why you might consider doing it

Refinancing can save you thousands in monthly payments or help you tap into home equity. Here's everything you need to know.

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November 2022

The top 7 expenses you'll experience in your first year of homeownership

Let's get you prepared for your homeowner journey by looking at the common expenses you might face.

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October 2022

What is a mortgage pre-approval?

How much a bank will lend you for a home purchase & more.

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October 2022

What is a home inspection & do you need one?

Why home inspections are important especially for homebuyers.

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October 2022

What are closing costs & how much should I budget for them?

Your guide to closing costs in Ontario.

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September 2022

What is mortgage insurance?

Everything you need to know about mortgage insurance.

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May 2022

Why is real estate in the GTA so expensive and is it still worth it?

Understanding the factors influencing the GTA real estate market.

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April 2022

3 Reasons to invest in real estate in the Region of Waterloo

From historic property appreciation and more, it's a great investment.