Everything you need to know about homeownership & real estate investing

Last updated

September 2023

6 Hot Canadian real estate markets to buy into

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

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July 2023

5 Considerations before becoming a landlord

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

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May 2023

The RRSP Home Buyers' Plan & You

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

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May 2023

What is the First Home Savings Account (FHSA) in Canada?

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

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May 2023

Lotly: A Fundrise alternative in Canada

Looking for a Fundrise alternative to jump into the real estate game in Canada? Learn how Lotly compares with Fundrise and how you can use it to tap into real estate appreciation!

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April 2023

Everything you need to know about condo maintenance fees

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

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April 2023

Comparison: REITs vs. real estate investing with Lotly

REITs or real estate investing with Lotly? Both have their benefits, but let's break it down so you can decide which investment is best for you.

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April 2023

Everything you need to know about rent-to-own homeownership

Rent-to-own models can help people turn rent payments into equity, but you should still know all the pros and cons to decide what's right for you.

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March 2023

Real estate investing through crowdfunding in Canada

Crowdfunding real estate is like GoFundMe for investors. Learn how crowdfunding creates greater accessibility with smaller investments and how it works with Lotly.

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March 2023

Comparison: Blue chip stocks vs real estate investing with Lotly

Which investment is better for your future? Ideally, both! But we’ll help you narrow things down in this article.

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February 2023

What is the BRRRR method?

Looking for your next real estate investment? Here's everything you need to know about the BRRRR method: How it works, what you should consider, and alternatives with Lotly.

Last updated

January 2023

5 Signs it's time to sell your property

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

Last updated

January 2023

5 Reasons your mortgage application for an investment property was denied

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!

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January 2023

Comparison: Real estate investing alone vs with Lotly

Itching to invest in real estate? Mortgage requirements and landlord responsibilities might feel overwhelming. Real estate investing with Lotly offers an easier, hands-off way in.

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December 2022

What do high interest rates mean for real estate investors?

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?

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November 2022

5 Reasons why real estate is a good investment

Is real estate still a solid investment? Let's explore why your money is well spent on property.

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November 2022

Should I keep renting or buy a home with down payment assistance?

Renting might keep you flexible, but you could miss out on serious asset-building.

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November 2022

What is shared equity?

Everything you need to know about shared equity including the benefits for both homebuyers & investors alike.

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November 2022

Mortgage refinancing 101: What it is & why you might consider doing it

Refinancing can save you thousands in monthly payments or help you tap into home equity. Here's everything you need to know.

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November 2022

The top 7 expenses you'll experience in your first year of homeownership

Let's get you prepared for your homeowner journey by looking at the common expenses you might face.

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October 2022

What is a mortgage pre-approval?

How much a bank will lend you for a home purchase & more.

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October 2022

What is a home inspection & do you need one?

Why home inspections are important especially for homebuyers.

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October 2022

What are closing costs & how much should I budget for them?

Your guide to closing costs in Ontario.

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September 2022

What is mortgage insurance?

Everything you need to know about mortgage insurance.

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September 2022

How to start investing in real estate now

5 ways to jumpstart your real estate investing journey.

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September 2022

What is down payment assistance?

Everything you need to know about down payment assistance.

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May 2022

Why real estate investing is a great way to hedge against inflation

What is inflation & what happens to investments during high inflation.

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May 2022

4 Reasons to invest with Lotly instead of buying a rental property

Learn about the benefits of Lotly investing vs. rental property investing.

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May 2022

Why is real estate in the GTA so expensive and is it still worth it?

Understanding the factors influencing the GTA real estate market.

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May 2022

The power of leverage in real estate investing

How leverage works to increase your returns from real estate investing.

Last updated

April 2022

3 Reasons to invest in real estate in the Region of Waterloo

From historic property appreciation and more, it's a great investment.