Home & money tips for everyone.

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Home financing

Dec 2025

Curious what is a home equity rapid refinance loan? Learn how it works, who qualifies, and the pros and cons of accessing your home’s equity quickly.

A living room renovated with funds from a home equity rapid refinance loan.
Loans

Dec 2025

Find out how does a second mortgage work for debt consolidation, including key benefits, risks, and what to consider before using your home equity.

Woman with a calculator considering how a second mortgage works for debt consolidation.
Home financing

Nov 2025

Find mortgage lenders that accept 500 credit score in Ontario. Learn your options, what to expect, and how to improve your chances of getting approved.

Woman researching Ontario mortgage lenders that accept a 500 credit score.
Home financing

Nov 2025

Wondering can someone cosign a home loan? Learn how cosigning works, who qualifies, and what to consider before adding a cosigner to your mortgage.

A home buyer shakes hands with the person who will cosign their home loan.
Manage Debt

Nov 2025

Wondering is it a good idea to use home equity to pay off credit cards? Learn the pros, cons, and smart steps to make the best choice for your finances.

A calculator and home equity documents used to decide on paying off credit cards.
Manage Debt

Nov 2025

Is it a good idea to use home equity to consolidate debt? Learn the pros, cons, and key questions to ask before using your home for debt consolidation.

A home, central to the question of whether it is a good idea to use home equity to consolidate debt.
Loans

Nov 2025

Wondering can you consolidate debt with a home equity loan? Learn how it works, the pros and cons, and what to consider before using your home’s equity.

A table with a laptop and papers for consolidating debt with a home equity loan.
Manage Debt

Nov 2025

Wondering how long after consumer proposal can I get a mortgage? Learn key timelines, lender requirements, and steps to qualify for a home loan after proposal.

A couple researches how long after a consumer proposal they can get a mortgage.
Home financing

Nov 2025

Getting a mortgage after bankruptcy is possible. Learn practical steps to rebuild credit, save for a down payment, and improve your chances of approval.

A welcoming home at sunset, a goal achieved by getting a mortgage after bankruptcy.
Manage Debt

Nov 2025

Find out how to get a home repair loan with bad credit. Learn practical steps, loan options, and tips to secure funding for your next home project.

A laptop on a table in a living room, used to find how to get a home repair loan with bad credit.
Home financing

Nov 2025

Find out how to get a cash out refinance with bad credit in Ontario, including practical steps, lender options, and tips to improve your approval chances.

A family outside their Ontario home, learning how to get a cash-out refinance with bad credit.
Home financing

Nov 2025

Get a clear answer to “is a HELOC considered a second mortgage” and learn the key differences between HELOCs and home equity loans for homeowners.

A sunlit living room in a home being considered for a HELOC or a second mortgage.
Manage Debt

Nov 2025

Get the pros and cons of refinancing a home, plus practical tips to help you decide if refinancing fits your financial goals and long-term plans.

Woman relaxing by a window, considering the pros and cons of refinancing a home.
Loans

Nov 2025

Find out how to get a loan against my house with bad credit in Ontario. Learn practical steps, lender options, and what to expect from the application process.

Couple reviewing how to get a loan against their house with bad credit.
Loans

Nov 2025

Get clear answers to what are the disadvantages of a home equity line of credit, including 7 key risks every homeowner should know before applying.

Man at a desk considering the disadvantages of a home equity line of credit.