Everything you need to know about homeownership & real estate.

Last updated

September 2023

6 Hot Canadian real estate markets to buy into

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

Last updated

July 2023

5 Considerations before becoming a landlord

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

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May 2023

The RRSP Home Buyers' Plan & You

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

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May 2023

What is the First Home Savings Account (FHSA) in Canada?

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

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April 2023

Everything you need to know about condo maintenance fees

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

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April 2023

Everything you need to know about rent-to-own homeownership

Rent-to-own models can help people turn rent payments into equity, but you should still know all the pros and cons to decide what's right for you.

Last updated

February 2023

What is the BRRRR method?

Looking for your next real estate investment? Here's everything you need to know about the BRRRR method: How it works, what you should consider, and alternatives with Lotly.

Last updated

January 2023

5 Signs it's time to sell your property

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

Last updated

January 2023

5 Reasons your mortgage application for an investment property was denied

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!

Last updated

December 2022

What do high interest rates mean for real estate investors?

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?

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November 2022

Mortgage refinancing 101: What it is & why you might consider doing it

Refinancing can save you thousands in monthly payments or help you tap into home equity. Here's everything you need to know.

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November 2022

The top 7 expenses you'll experience in your first year of homeownership

Let's get you prepared for your homeowner journey by looking at the common expenses you might face.

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October 2022

What is a mortgage pre-approval?

How much a bank will lend you for a home purchase & more.

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October 2022

What is a home inspection & do you need one?

Why home inspections are important especially for homebuyers.

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October 2022

What are closing costs & how much should I budget for them?

Your guide to closing costs in Ontario.

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September 2022

What is mortgage insurance?

Everything you need to know about mortgage insurance.

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May 2022

Why real estate investing is a great way to hedge against inflation

What is inflation & what happens to investments during high inflation.

Last updated

May 2022

Why is real estate in the GTA so expensive and is it still worth it?

Understanding the factors influencing the GTA real estate market.

Last updated

April 2022

3 Reasons to invest in real estate in the Region of Waterloo

From historic property appreciation and more, it's a great investment.