Everything you need to know about home financing.

Last updated

July 2024

Everything you need to know about truck loans in Canada

Explore your options for truck loans in Canada and learn how to secure financing when you have challenging credit history.

Last updated

July 2024

5 essential tips for improving your credit score

Discover effective strategies to boost your credit score – Here are 5 tips on how to improve your credit score in a short period of time.

Last updated

June 2024

OTB Notice: What it is & what to do next (Full guide)

Learn what an OTB (Ontario Trillium Benefit) notice is and how to handle it with our complete guide. Discover tips and strategies to manage an OTB notice effectively.

Last updated

June 2024

Canada Grocery Rebate (2024): Eligibility, Amounts & Dates

What is the Canada grocery rebate 2024? Find out how and when to receive your payments and maximize your benefits.

Last updated

June 2024

GST payment dates (2024): Full schedule, amounts & eligibility

Our complete guide uncovers the GST payment dates 2024, rebate amounts, how to receive your payments, and eligibility criteria.

Last updated

September 2023

6 Hot Canadian real estate markets to buy into

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

Last updated

July 2023

5 Considerations before becoming a landlord

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

Last updated

May 2023

The RRSP Home Buyers' Plan & You

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

Last updated

May 2023

What is the First Home Savings Account (FHSA) in Canada?

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

Last updated

April 2023

Everything you need to know about condo maintenance fees

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

Last updated

February 2023

What is the BRRRR method?

Looking for your next real estate investment? Here's everything you need to know about the BRRRR method: How it works, what you should consider, and alternatives with Lotly.

Last updated

January 2023

5 Signs it's time to sell your property

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

Last updated

January 2023

5 Reasons your mortgage application for an investment property was denied

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!

Last updated

December 2022

What do high interest rates mean for real estate investors?

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?

Last updated

November 2022

Mortgage refinancing 101: What it is & why you might consider doing it

Refinancing can save you thousands in monthly payments or help you tap into home equity. Here's everything you need to know.

Last updated

November 2022

The top 7 expenses you'll experience in your first year of homeownership

Let's get you prepared for your homeowner journey by looking at the common expenses you might face.

Last updated

October 2022

What is a mortgage pre-approval?

How much a bank will lend you for a home purchase & more.

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October 2022

What is a home inspection & do you need one?

Why home inspections are important especially for homebuyers.

Last updated

October 2022

What are closing costs & how much should I budget for them?

Your guide to closing costs in Ontario.

Last updated

September 2022

What is mortgage insurance?

Everything you need to know about mortgage insurance.

Last updated

May 2022

Why is real estate in the GTA so expensive and is it still worth it?

Understanding the factors influencing the GTA real estate market.

Last updated

April 2022

3 Reasons to invest in real estate in the Region of Waterloo

From historic property appreciation and more, it's a great investment.