What is Canada PRO Deposit? Amounts & Dates for 2026

A Canada PRO deposit is a tax-free benefit payment meant to alleviate some of the costs of living for Ontario and Alberta families. If you're seeing it on your bank statement and you're not sure why, the short version is: you're getting a provincial benefit paid through the CRA.

Here's everything you need to know about it, including:

• What Canada PRO means and what it stands for
• How it shows up on your bank statement (DN Canada PRO, Prov./Local Gvt Pro Ontario, etc.)
• What's included in Canada PRO
• Who is eligible for Canada PRO
• Canada PRO payment amounts and 2026 dates
• How taxes work for your Canada PRO deposit
• Application process for Canada PRO

Let's get into it.

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Understanding the Canada PRO deposit

The Canada PRO deposit is an assistance program the Canadian government offers to help you cover your expenses. Here are the essentials:

• You'll receive it from the Canada Revenue Agency (CRA).
• Canada PRO contains provincial benefits for low- to moderate-income Ontarians and Albertans.
• The benefits are tax-free.

The "PRO" in Canada PRO stands for Provincial, since these are provincial benefits being administered and paid out by the federal CRA on behalf of Ontario or Alberta. It's not a single program, just a label.

Payments from Canada PRO can be a welcome relief from the financial pressures of daily life. You can use the money to cover essential expenses, such as rent, groceries, or utilities.

How Canada PRO shows up on your bank statement

Different banks display the same deposit under different labels, which is part of why the Canada PRO payment can be confusing when it lands. Here are the variations you might see:

• Canada PRO or CanadaPRO
• Canada PRO/PRO, DN Canada PRO, or DN Canada PRO/PRO (TD and a few others)
• Prov./Local Gvt Pro Ontario or Prov./Loc.G.Paym Canada (RBC)
• P.ONT Deposit (some smaller institutions)
• Pro Canada Deposit or Pro/Pro Canada

All of these point to the same thing: a provincial or local government payment routed through the CRA. If you live in Ontario or Alberta, filed a tax return, and qualify for one of the benefits below, this is just your benefit landing in your account.

If you're somewhere else (asking about Canada PRO in Nova Scotia, for example), you almost certainly aren't seeing a true Canada PRO deposit. Other provinces have their own benefit programs that may show up under different names, like "Canada FED."

Types of benefits included in Canada PRO

Ontario Trillium Benefit

The Ontario Trillium Benefit (OTB) combines three provincial credits into one monthly payment:

• Northern Ontario Energy Credit (NOEC): For households in Northern Ontario that face higher energy costs.
• Ontario Sales Tax Credit (OSTC): Offsets the provincial part of the HST on everyday purchases, with a maximum annual credit of $371 per family member.
• Ontario Energy and Property Tax Credit (OEPTC): For low- to moderate-income households paying energy and property tax.

For Ontario residents, these three credits make up your Canada PRO payment and follow the OTB monthly schedule.

Alberta Child and Family Benefit

The Alberta Child and Family Benefit (ACFB) supports low- and middle-income families with children to improve their financial stability and their kids' quality of life. Benefit amounts depend on the number of children and the family's income.

For more on what the OTB covers and what to do if you get an entitlement notice in the mail, see our guide on what an OTB notice from the CRA means.

Eligibility criteria for the Canada PRO deposit

Each benefit under the Canada PRO umbrella has slightly different requirements. Here's how each breaks down.

Northern Ontario Energy Credit

You need to be a Northern Ontario resident who pays rent or property taxes. Northern Ontario covers the districts of Algoma, Cochrane, Kenora, Manitoulin, Nipissing, Parry Sound, Rainy River, Sudbury (including the City of Greater Sudbury), Thunder Bay, and Timiskaming.

You also need to meet at least ONE of these general criteria:

• You'll be 18 or older before June 1, 2027.
• You had a spouse (or common-law partner) on or before December 31, 2025.
• You're a parent who lives or used to live with your child.

AND at least ONE of these conditions:

• You (or someone on your behalf) paid rent or property tax for your primary home in Northern Ontario.
• You lived on a reserve in Northern Ontario, and you or someone else paid your home energy costs.
• You lived in a public or non-profit long-term care home in Northern Ontario, and you or someone else paid the accommodation costs.

Ontario Energy and Property Tax Credit

The OEPTC has two components, with slightly different criteria for each.

For both, you must have been an Ontario resident on December 31, 2025, and meet at least one of the general criteria listed above (age, spouse/common-law partner, or parent).

For the energy component, at least ONE of these must also be true:

• You (or someone on your behalf) paid rent or property tax for your primary residence, subject to Ontario municipal or education property tax.
• You lived on a reserve in Ontario, and you or someone else paid your home energy costs.
• You lived in a public or non-profit long-term care home in Ontario, and you or someone else paid the accommodation costs.

For the property tax component, one of the following must be true:

• You (or someone on your behalf) paid rent or property tax for your primary residence, subject to Ontario municipal or education property tax.
• You lived in the residence of a designated Ontario university, college, or private school.

Ontario Sales Tax Credit

Most Ontarians qualify for the OSTC. You only need to meet one of the following:

• You're 19 or older as of the payment month.
• If under 19, you have or have had a spouse or common-law partner, OR you're a parent who lives (or has lived) with their child.

Alberta Child and Family Benefit

The ACFB requirements are well-defined. All of the following must be true:

• You're a parent of at least one child under 18.
• You're an Alberta resident.
• You've filed a tax return.
• You meet the income criteria.

The ACFB has two components: the base component (which you'll get regardless of employment income) and the working component (which is tied to your employment income). You're eligible for the working component if your family employment income is greater than $2,760.

Canada PRO payment dates 2026

Ontario (OTB)

OTB payments are issued on the 10th of each month, or the last working day before the 10th if it falls on a weekend or holiday. Here are the Canada PRO payment dates for 2026 (Ontario):

• January 9, 2026
• February 10, 2026
• March 10, 2026
• April 10, 2026
• May 8, 2026
• June 10, 2026
• July 10, 2026
• August 10, 2026
• September 10, 2026
• October 9, 2026
• November 10, 2026
• December 10, 2026

A few things worth knowing about the schedule:

• The current benefit year (July 2025 to June 2026) is based on your 2024 tax return. The next one (July 2026 to June 2027) will be based on your 2025 return.
• Lump-sum threshold: Starting with the July 2026 cycle, if your annual OTB entitlement is $500 or less (up from $360), you'll receive the whole amount as a single July payment instead of monthly installments.
• If your 2025 return is assessed after June 19, 2026, your first 2026–27 payment will arrive within four to eight weeks of assessment, with any missed months rolled in.

Alberta (ACFB)

For Albertans, Canada PRO follows the ACFB quarterly schedule:

• February 27, 2026
• May 27, 2026
• August 27, 2026
• November 27, 2026

If your quarterly entitlement is under $10, payments may be consolidated and issued less frequently.

How much is Canada PRO in 2026?

Since Canada PRO bundles several different benefits, your actual payment will depend on which ones you qualify for and your income. Here's what each component pays at the maximum.

Northern Ontario Energy Credit

• Max: $185 if single without children; $285 for couples and single parents.
• Single, no children: Max reduced by 1% of adjusted net income over $49,885.
• Family: Max reduced by 1% of adjusted net income over $64,138.

Ontario Sales Tax Credit

• Max: $371 per adult and per child (under 19) in the family.
• Single, no children: Max reduced by 4% of adjusted net income over $28,506.
• With children (single or partnered): Max reduced by 4% of adjusted net income over $35,632.

Ontario Energy and Property Tax Credit

The OEPTC depends on your age, marital status, and rent or property tax payments. Maximums:

• Non-seniors: Up to $1,283 ($285 energy + $998 property tax)
• Seniors: Up to $1,461 ($285 energy + $1,176 property tax)

For a tailored estimate, the CRA's child and family benefits calculator will give you a closer figure than the max alone.

Alberta Child and Family Benefit

ACFB amounts depend on the number of children and household income. For the July 2025 to June 2026 benefit year:

• One child: Base max $1,469; working max $752
• Two children: Base max $2,204; working max $1,437
• Three children: Base max $2,939; working max $1,847
• Four or more children: Base max $3,674; working max $1,982

Reduction thresholds for the current benefit year are $27,565 (base) and $46,191 (working). Both rise slightly to $28,116 and $47,115 starting in July 2026 to reflect inflation.

How taxes work for your Canada PRO deposit

All benefits in the Canada PRO deposit are tax-free. You don't claim them on your income tax return.

If you received more benefits than you were entitled to, however, the excess may need to be repaid. If the CRA processes a repayment or adjustment in your favour later, that money sometimes comes back as a separate deposit too — see our explainer on the Canada RIT deposit if that one shows up next.

Application process for Canada PRO

To apply for the Canada PRO deposit, all you need to do is file your annual tax and benefit return. Here are the specifics:

• Ontario Sales Tax Credit: No application needed. The CRA uses the data from your return to determine eligibility.
• Northern Ontario Energy Credit and OEPTC: Complete the applicable parts of Form ON-BEN with your return.
• Alberta Child and Family Benefit: You're automatically considered when you file your annual tax return (assuming you also qualify for the Canada Child Benefit).

The catch with all of these is that you have to file. Even if you had no income, file a return — it's the only way the CRA can assess you for any of the credits.

Make the most of your Canada PRO deposit

Quick recap:

• The Canada PRO deposit is a tax-free government assistance program from the CRA for low- to moderate-income Ontarians and Albertans.
• It includes the Ontario Trillium Benefit (NOEC, OSTC, OEPTC) and the Alberta Child and Family Benefit.
• Eligibility varies by benefit but generally hinges on residency, age, relationship status, and whether you pay rent, property tax, or home energy costs.
• Payments are monthly for Ontarians (10th of each month) and quarterly for Albertans (February, May, August, November), with amounts depending on the benefit and individual eligibility.

If your Canada PRO deposit is also being used to offset other tax-time amounts you owe, your full picture of CRA payments and credits is worth a closer look — our breakdown of GST/HST credit payment dates for 2026 is a good companion read.

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FAQs

Who qualifies for Canada PRO?

To qualify, you must meet the eligibility criteria for at least one benefit within the program. Generally, that means being a resident of Ontario or Alberta, having a low to moderate income, and meeting other specific requirements like age, parental status, or whether you pay rent, property tax, or home energy costs.

Why did I get a Canada PRO deposit?

If you received a Canada PRO payment, you filed an annual tax return as an Ontario or Alberta resident and meet the criteria for at least one of the included benefits. No action needed — the CRA assessed you automatically.

Is Canada PRO the same as Trillium?

Not exactly. Canada PRO is the umbrella label, and the Ontario Trillium Benefit is one of the programs paid under it. The Alberta Child and Family Benefit is another. So all OTB payments are Canada PRO, but not all Canada PRO payments are OTB.

What does Canada PRO stand for?

The "PRO" stands for Provincial. It's the bank statement label used when the CRA pays out a provincial benefit on behalf of Ontario or Alberta.

What are the dates for Canada PRO?

Canada PRO is paid quarterly for Albertans (February 27, May 27, August 27, November 27 in 2026) and monthly for Ontarians (the 10th of each month, or the last business day before if the 10th falls on a weekend or holiday).

How often is Canada PRO paid?

Monthly for Ontario residents through the OTB, and quarterly for Alberta residents through the ACFB.

What is "DN Canada PRO" or "Prov./Local Gvt Pro Ontario" on my bank statement?

These are just bank-specific labels for the same Canada PRO payment. TD and a few other banks display "DN Canada PRO" or "DN Canada PRO/PRO," while RBC tends to show "Prov./Local Gvt Pro Ontario." The deposit itself is identical — your provincial benefit, paid by the CRA.

Is there a Canada PRO payment in Nova Scotia?

No. Canada PRO is specific to Ontario and Alberta benefits. If you live in Nova Scotia and see a CRA-issued tax-free benefit, it's likely a different program (often labelled "Canada FED" rather than Canada PRO).

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