Home & money tips for everyone.

Explore this roadmap to no credit check loans and discover how to apply, compare rates, check eligibility, and choose the best lender to suit your needs.

Explore: what is Canada PRO? And uncover eligibility, tax-free benefits, payment schedules, and application tips. Find out how you can benefit from related provincial programs.

Discover the ultimate guide to the HELOC: Compare it to home equity loans, learn qualification tips, borrowing limits, and find where to get the best rates.

Emergency loans Canada: Our expert guide teaches you qualification rules, safety tips, how to spot predatory loans, turnaround times, loan amounts, and more.

Learn what counts as employment income, with examples, tips for correct reporting, and potential tax benefits in our line 10100 tax return guide for Canadians.

Discover effective strategies to boost your credit score – Here are 5 tips on how to improve your credit score in a short period of time.

Explore your options for truck loans in Canada and learn how to secure financing when you have challenging credit history.

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

Learn how the BRRRR method—buy, renovate, rent, refinance, repeat—allows real estate investors to grow wealth, fund new properties, and expand portfolios.

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

Nervous about a lender rejecting your latest mortgage application? Read about common reasons for mortgage application rejection and ways to overcome it, including Lotly’s real estate investment model!