Home & money tips for everyone.

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Home financing

Aug 2024

Discover the ultimate guide to the HELOC: Compare it to home equity loans, learn qualification tips, borrowing limits, and find where to get the best rates.

Loans

Aug 2024

Emergency loans Canada: Our expert guide teaches you qualification rules, safety tips, how to spot predatory loans, turnaround times, loan amounts, and more.

Money & taxes

Aug 2024

Learn what counts as employment income, with examples, tips for correct reporting, and potential tax benefits in our line 10100 tax return guide for Canadians.

Money & taxes

Jul 2024

Discover effective strategies to boost your credit score – Here are 5 tips on how to improve your credit score in a short period of time.

Loans

Jul 2024

Explore your options for truck loans in Canada and learn how to secure financing when you have challenging credit history.

Money & taxes

Jun 2024

Learn what an OTB (Ontario Trillium Benefit) notice is and how to handle it with our complete guide. Discover tips and strategies to manage an OTB notice effectively.

Homeowner tips

Sep 2023

Toronto is Canada’s real estate market diamond, but our vast country has some other gems for you to consider. Check them out!

Homeowner tips

Jul 2023

Thinking of a real estate investment in one of Canada’s hottest markets? Don’t jump into the landlord role before weighing the pros and cons!

Home financing

May 2023

Let's go over the Home Buyers' Plan and how it lets you tap into your retirement funds to purchase your first home.

Home financing

May 2023

Down payments, taxes, and bills add up for the aspiring Toronto homebuyer — but the FHSA may offer some relief.

Homeowner tips

Apr 2023

Planning on a condo purchase in Toronto? Let's do a quick 101 on maintenance fees and how Lotly investors don’t need to worry about them.

Homeowner tips

Feb 2023

Learn how the BRRRR method—buy, renovate, rent, refinance, repeat—allows real estate investors to grow wealth, fund new properties, and expand portfolios.

BRRRR Method
Homeowner tips

Jan 2023

It’s hard to let go of an asset as hot as a GTA property — but some situations might call for putting it on the market. Here's how to know when it might be time to sell.

Home financing

Jan 2023

Mortgage denied? Discover 5 key reasons lenders reject investment property loans and what steps you can take to get approved next time.

mortgage application
Homeowner tips

Dec 2022

Hiking interest rates make borrowing funds more difficult. So should you keep investing in real estate?